LIFESTYLE - Chapter 1 - The Solution: 6 Management Steps

Savings is Expose of today’s Waste

The savings we find in Lifestyle Insurance is a telltale sign to the waste and corruption of today’s system. The level of waste is the extraordinary part of this story rather than these reforms. The reforms themselves are just some basic Management Steps - Management 101. And yet, they suggest trillions in savings. Those projected savings serve as a cutting expose to the magnitude of waste. 

Think of a Toyota Prius. It gets 50 miles per gallon. If you’re only getting 8 miles; you have some idea how big the leak in your gas tank. Some simple patch work gets you back to 50 miles. Our working model suggests we can find a fourfold improvement (in some gov’t healthcare programs). That would reduce costs 75%. A dramatic leap of this size has more to do with the huge ‘leak’ and waste of today’s system rather than these simple management steps. 

The healthcare costs of other developed countries match the prices we find of our projected savings from this Lifestyle Insurance. Those countries come with twice the service at half the price of the USA. Their price correlations offer a fair validation of our own projections. 

Lifestyle Insurance is made of 6 primary Management Steps. Each of these steps is a complete reform measure in-its-own-right. Each of them has its own mix of savings and improvements. They are multiplied once combined with one another.

1. Service Consolidation;
2. Specialization – Specialized Medicine;
3. Budget Consolidation;
4. Economies of Scale;
5. New Division;
6. New Industry.

These 6 Steps showcase the power of Basic Management principles. It’s easy to follow the savings and up-grades of each step. 

Service Consolidation is an obvious example. Everyone knows this principle as routine for most any biz. We expect a 10% to 30% savings once dozens of gov’t divisions and agencies have been consolidated around one set of Lifestyle focused programs. 

Specialized Medicine has 20 major advantages – 13 listed below. There is the better service and big savings; to the incremental roll-out and easy interface with today’s system. The upgrades of Specialization are counted in multiples of 10 – FOLD. Much of this has to do with the gains from innovation. 

Budget Consolidation offers another savings of 15% to 30% before we get to Economies-of-scale. This alone could reach 50% savings once you start talking trillion dollar budgets.

These 4 Steps are only one part of this package. The next phase is found in Steps 5 and 6: New Division and New Industry. These steps take the process beyond savings and improvements. They tap the benefits found in transferring gov’t programs over to the marketplace. We beget a new market infrastructure alongside the trillions unleashed in new economic activity. 

These 6 Steps only represent Phase 2 and Phase 3 of this formula. Phase 1 is found in clearing out the corporate corruption and party dogma built into today’s system. Their corruption is as much the problem; as these 6 Steps are the solution. In other words, we can find great savings just by removing today’s corporate and political dysfunction. Those savings are then multiplied by Lifestyle Insurance. Taken together, we get this exponential leap in healthcare service. America will jump ahead the healthcare industry - the world over – by decades via Lifestyle Insurance.